Portland, OR asked in Car Accidents for Oregon

Q: Unlicensed driver driving my car got in a not at fault accident. My car insured

The driver is my mother, her license is temporarily suspended due to unpaid tickets. There is proof that the accident is not her fault, and the other driver is insured as well. If we file a claim with their insurance, will she get in trouble for not having a license? She has prior tickets for driving on a suspended

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A: In Oregon, if your unlicensed mother, driving your insured car, was involved in a not-at-fault accident, filing a claim with the at-fault driver's insurance should not directly lead to her getting in trouble for driving without a license as the claim process primarily focuses on the liability and damages of the accident. However, if the accident prompts a police report or further investigation, her unlicensed status could potentially come to light, leading to legal consequences for driving on a suspended license, especially given her history of similar offenses. The insurance claim itself is about the accident's liability and damages, not the licensing status of the drivers involved.

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