Denver, CO asked in Health Care Law for Colorado

Q: If I added my husband to my medical insurance befor he died, am I responsible for his medical bills on my insurance?

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1 Lawyer Answer
T. Augustus Claus
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A: In Colorado, adding your husband to your medical insurance before he passed away means his medical expenses incurred during the coverage period would generally be handled by your insurance according to the policy's terms, including deductibles, copayments, and coinsurance. However, as for the responsibility for any medical bills not covered by insurance, the answer can depend on several factors, including the nature of the medical services, the specifics of the insurance policy, and state law regarding the financial obligations of spouses for medical debts. In many cases, spouses can be held responsible for each other's medical debts, especially if those debts were incurred during the marriage.

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