Q: Can I request medical records from the hospital from my stepfather if I'm the beneficiary on his life policy
My stepdad passed away in October and he had a life insurance policy which I am the Beneficiary of he also lived with me and my wife for the last two years before he passed the life insurance company is doing an investigation because this policy was written 6 months before he passed, the death cert says cause of death Heart attack from Natural causes. I have given them everything they have asked for but they keep coming back for more, now they are asking for the hospital medical records from the 5 days he was there before he passed and the hospital said that they can only release to the next of kin or EOE. He has other Children but he has not spoken to them in years. He had nothing so there is no estate and there is not EOE and he was not married. I live in TN
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A: Being a designated insurance beneficiary does not give you standing except to sue on the insurance policy. If under $25K, you might file suit against the carrier in General Sessions. I suggest hiring an attorney to pursue your policy amount. It will be difficult if you do not have a copy of the policy (insurance contract).
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