Q: I bought my lease out and the apartment owners are coming after me for more money. What can I do?
They have went as far as collections and 2 collection agency's are now on my credit report
A:
If you believe you've fulfilled all financial obligations under your lease agreement, including buying out your lease, it's crucial to address this matter to avoid further damage to your credit. First, gather all documentation related to your lease buyout, payments made, and any communication with the apartment owners or collection agencies. This evidence is essential in disputing any unjust claims.
You should then contact the apartment owners directly to clarify the situation. Explain your position and provide them with the relevant documents. If this does not resolve the issue, you may need to send formal dispute letters to the collection agencies, stating that the debt is not owed and attaching copies of your supporting documents. It's important to send these letters via certified mail to ensure they are received and to have a record of your correspondence.
If the situation remains unresolved, consider consulting with an attorney experienced in consumer rights or debt collection issues. They can offer legal advice, help in negotiating with the apartment owners or collection agencies, and represent you if legal action becomes necessary. Remember, maintaining communication and seeking professional advice can be key in resolving disputes and protecting your credit.
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