Q: I'm on social security disability . I've been served to appear in court for a credit card debt . Do I have to appear ?
I expect to loose this case , but , I don't believe that a credit card company can take any of my social security money.
Should I appear in court ?
A: If you don’t appear then a default judgment will be taken. You may be surprised as to the amount. If you appear you might be able to work out a settlement if you are willing to make payments.
A:
You can to present and defenses and work to limit the amount of the judgment. When you are served with a lawsuit in, other than small claims, you must file a response, such as a motion to dismiss or an answer with affirmative defenses. Failure to do so will cause you to lose the case and a judgment be entered against you.
Once a judgment is entered, bank accounts can be levied, wages garnished, real estate liened, summoned to court to answer questions under oath, and other tools of collection.
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