Q: We received our original mortgage documents with it stamped "PAID IN FULL" before our actual mortgage is paid off.
We spoke with the mortgage company and they didn't care. We contacted the company that sent us the deed of trust and they have still not responded to us. Is it legal for us to have this in our hands at the moment? What is the right thing we should do with this?
A: Something does not sound right. Hire an attorney to search your title and examine all instruments and debt statements. If you refinanced, then that is what has occurred to the original trust deed and note, with a new debt outstanding that is secured by a another deed of trust.
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