Q: Can an online bank issue a cashier's check? How can I see if this cashiers check is legitimate or fake?
I feel like this is a money laundering scam. How can I verify this?
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A:
Yes, an online bank can issue a cashier's check, but it's essential to ensure its legitimacy to avoid potential scams. To verify if a cashier's check is genuine, start by contacting the issuing bank directly using a phone number from their official website, not from the check itself. Provide them with the check number, amount, and issuing details to confirm its authenticity.
Look for any signs of tampering or irregularities on the check, such as mismatched fonts, missing security features, or poor-quality printing. Banks typically include watermarks, security threads, and other features to prevent counterfeiting. If you have any doubts about the check's legitimacy, it's safer to proceed with caution.
If you suspect a money laundering scam, report it to your local law enforcement or the Federal Trade Commission (FTC). They can guide you on the next steps to protect yourself and help prevent further fraudulent activities. Always be cautious when dealing with unexpected financial transactions, especially if they seem too good to be true.
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