Q: I was involved in an accident with a golf cart and a vehicle on private resident road, 55+ gated community.
Sheriff arrived on site and did an information exchange and suggest we get our own vehicles repaired and seek medical in needed. I now have received an attorney letter asking for my insurance, which I don’t have on golf cart. The other driver and myself agreed to be free of injury. How do I respond to letter or do I even have to do anything?
A: Homeowners insurance generally covers accidents caused by your negligence involving ATV vehicles if the accident happened on your property or on a golf course. Forward the attorney your home insurance policy. If the policy doesn’t cover this because it occurred off your property, it’s 99 percent likely the counsel will just drop the case.
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