Q: hello,I received a letter in the mail. from a lawyer.
It's a motion to renew,extend and/or revive a judgment (against me)for an additional ten yrs. I have no idea what the judgment is for. My husband and I did a bankruptcy way back when, I can't even remember when it was. And as far as I know no one fought it. It says I have thirty days to file a response to the motion. I have no idea what to do .I'm old confused,live on an $848. a month income.I'm scared What do I do. Please help. Thank you. I do not know where to Classify my question in number 2
A: Get out your bankruptcy petition and see if the creditor was listed as a scheduled debt. If not, it was not discharged. You need to look at the Judgment which is probably a lien against you of record at the Register of Deeds. If the Judgment is legitimate, then there is no defense to the `10 year renewal of the Judgment. In any event hire a competent lawyer to give the creditor and the world notice of your personal exemption rights under TN Statute.
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