Q: Collection agency refuses to accept payments on a agreed payment plan. Now they are garnishing my wages. Is this legal?
A close friend is of mine owes money from a loan in college and a couple of months ago a collection agency notified them that they will move to court to garnish wages unless said friend would agree to make payments. Of course my friend agreed to do so and everything was fine for the first month to make payments. Then they started refusing to accept the payments and outright denying any assistance to resolve the issue via their online portal. Now they have moved to garnish their wages without allowing said friend to make any attempts to resolve the issue. Is this legal for a agency to do so? The attorney general was contacted and they could not make contact with the agency.
A: Your friend ought to hire an attorney to review the docket sheet and contact the plaintiff’s attorney. There’s no general right to a payment plan but without reviewing the docket and correspondences with the collection agency it is hard to give an informed response.
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