Q: If you're injured at someone's home and they don't want to share their insurance information, how can you get it?
I broke my foot while caring for a mentally disabled young adult. He was my employer but his parents own the home. Employer does not own the home, his parents do. Therefore, I wouldn't be suing an employer. I did receive workman's comp while I was off work and was not able to return to this job due to my position being filled. No police report of the injury was ever filed but it is well documented since I did go to the hospital the same day, and subsequently received months of treatment while on workman's comp. I inquired with them about homeowners insurance but they refused to be cooperative. I would like to know what are my options to go forward with a personal injury lawsuit.
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A: Hi - the easiest way is to sue them first and then request the insurance information in discovery. Trust also that insurance companies often fight to deny coverage. So there are actually 2 questions - 1) Is there Insurance and 2) Is the insurance company handling the defense. Once you sue them, they will tender it to their insurance company, if they have one, who will Answer your Complaint.
Brent T. Geers agrees with this answer
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