Q: In PA, can credit card companies attach wages and checking accounts?
A:
There is no wage garnishment in PA for credit card debts for judgments entered in PA where you work for a PA employer. There is for some other kinds of debts (child support, taxes, student loans or back rent owed to a landlord) but not credit cards.
The creditor who obtains a judgment can go after your bank account. Assuming that you work and do not get exempt income like Social Security, then you can keep no more than $300 in any one checking account.
If you have joint accounts with anyone, get your name off of them. I would suggest going on a cash only basis or else getting a bank account at a very small community bank 25-50 miles from your home, at a credit union or even better, at a purely out of state bank or online bank.
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