Q: How can I take over my childhood house?
My parents owned the home but we're letting the bank foreclosure on my childhood home because of bankruptcy . So I started to make the mortgage payments to try to get it put into my name for my new home, but now the bank is talking about for taking about foreclosing on me/her (my step mother). My father who is on the loan is trying to get me kicked out because he said if he can not have it I can not. This can not be legal. What can I do to save my home? Omaha NE
A: You should save the payment money and approach the bank to take over the loan. Yet, the bank in not likely going to be able to talk with you about it since your not on the loan. Making payments may take your dad out of default but you won't get any credit for the property and your just helping your dad stay in the home. You could make an arrangement with your father to have him add you on the property in exchange for making the payments.
Julie Fowler agrees with this answer
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