Q: 1986 I lost my license failure paying a traffic ticket i get SSID NJ wants 15.000 restitution should I file bankruptcy
What can i do to get a driver's license is bankruptcy my only option??
A: Generally, fines to government agencies are not dischargeable in a Chapter 7. Fines intended to pincushion your for some type of action are not dischargeable as it would go against public policy.
A: I disagree with counsel as some DMV, or MVC fines are able to be discharged. It would depend on what the fine was for to determine if discharged. Also, you would have to have more debt than just MVC as the court usually does not approve single creditor bankruptcies.
A: You have options. Talk to an attorney. You may even want to reach out to New Jersey Volunteers for Justice. They have had programs in the past to help people get their licenses back.
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