Q: Can a title loan company or their repossession company refuse to allow a person to retrieve personal belongings repodcar
Car was repossessed after defaulting on title loan after missing two payments. Repossession agent called my mother after 9pm at night and told her if I didn't meet him by midnight that night to sign a "payment plan" for missed payments then I would have a felony warrant for my arrest the following morning. He then told me when I called him back that he would meet me at my house the following morning at 6am to get me to sign a payment plan and to get pictures of the vehicle and start it to make sure it still ran. Instead he showed up at 6 that morning and pretended to be assessing the vehicle until his partner was inside the car and drove off, he then informed me he repossessed the vehicle and I had already stated to him that he could not take my car because I had to take my son to st judes the following morning. He then proceeded to say that I could not get my personal belongings from the car until I spoke with the title loan, even tho my purse, id, money, and was in car
A: Ask again to get your property. Otherwise you will have to file suit for an Action to Recover Property and/or Conversion in General Sessions Court. Be certain who it is that has your property, as you may have to sue two defendants. Loan co. will have an agent for service of process.
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