Q: If a vehicle is morgaged and you are behind in payments can you be arrested for not returning the vehicle
A: Vehicles are not mortgaged. In Florida vehicles are owned by you, and the finance company merely has a lien. Though your vehicle can be repossessed, failure to return the vehicle itself is not grounds for arrest. Doing something like Disturbing the Peace / Pulling a Gun / Battery while the Repo Man is taking your car, is grounds for arrest.
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