Q: A debt collector contacted me regarding a old credit card debt from 1998. Can he take me to court for this?
A: Yes, he could, unless Colorado has a specific prohibition against suing on time-barred debts. You would answer and raie a defense. Also, suing you or threatening to sue you on a time barred debt violates the FDCPA. Talk to a knowledgeable consumer lawyer in your area about your rights.
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