Q: Do i need a bankruptcy lawyer?
I received a summon from court on Dec. 11 i have within 20 days to answer it. i apply for legal aid services but due to hollidays they are close from the 20th to 28th of Dec. I am running out of time and i haven't talk to anybody for an advice. I just really need advice on what to do. I am thinking about applying for bankruptcy but is this going to stop the lawsuit and avoid garnishment on my wages. I really can't afford them to do that due to my financial hardship.I have a 1 year old and my husband is unemployed.
A: File a basic answer in court asap. Do the best you can to meet the filing deadline. This will cause the court to schedule a preliminary hearing or " pretrial" about 30-45 days later depending on the court. Find out this court date asap and make sure you appear. You will at least delay the issuance of a judgment while you find a lawyer. You may be able to enroll in the Hyatt Legal plan at work if available since January is the enrollment period. Some of these legal insurance companies pay all legal fees but not the court filing fee. Again, you can draft your answer in your own words and file it at the court where the lawsuit was filed.
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