Trinity, TX asked in Real Estate Law for Texas

Q: House built with cash how to get deed or title

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1 Lawyer Answer

Michael W. Eaton

Answered
  • Dallas, TX
  • Licensed in Texas

A: I assume you have a deed for the land upon which the house is built. The general rule is that all permanent improvements constructed on any land become a fixture on the land and are part and parcel of the real estate for purposes of title. In other words, if you have a deed for the underlying land, and you build a house on it, you already have a deed for the house. In the event that you need to do any cash-out refinance, or a sale or other transfer of the property, you simply have the deed exhibit include the real property and improvements, since the legal description is not of the improvements themselves, but of the real property by metes and bounds or by lot and block.

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