Q: Do I need a lawyer to declare bankruptcy?
A: If you are a natural person (vs. a business entity) you are not required to have an attorney to file a bankruptcy. However, bankruptcy is a very complicated area of law, involving a combination Federal Procedures and State Laws. Document prep companies cannot provide any legal advice - they are merely allowed to fill in the blanks, and have no government supervision, so if you have a problem, it is your problem, unlike with an attorney, which is supervised.
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