Q: I live in colorado, and im over-whelmed with debt, i want to file bankruptcy but not quite sure which form to file?
A:
There is not one form to file for bankruptcy. The official bankruptcy forms for use in Colorado are available from the web sites of the U.S. Bankruptcy Court for the District of Colorado at http://www.cob.uscourts.gov/forms.asp and the U.S. Courts at http://www.uscourts.gov/FormsAndFees/Forms/BankruptcyForms.aspx.
Even though a person can file bankruptcy without an attorney, it often is not a good idea. A warning on the web site for the U.S. Courts reads as follows:
"It is very important that a bankruptcy case be filed and handled correctly. The rules are very technical, and a misstep may affect a debtor's rights. For example, a debtor whose case is dismissed for failure to file a required document, such as a credit counseling certificate, may lose the right to file another case or lose protections in a later case, including the benefit of the automatic stay.Bankruptcy has long-term financial and legal consequences - hiring a competent attorney is strongly recommended."
http://www.uscourts.gov/FederalCourts/Bankruptcy/BankruptcyResources/Fil...
With what's at stake, consulting with an experienced bankruptcy attorney licensed to practice in your state may be a good idea.
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