Q: Dismissed cases are coverted back to the debtors responsibiity?
A: What is being asked by this question is unclear. Are you asking whether creditors can resume collection efforts against a debtor after dismissal of a bankruptcy case? Yes, dismissal of a bankruptcy case terminates the automatic stay, which protects the debtor and property of the debtor from collection efforts by creditors. In general terms, it puts the debtor back in the position legally that he or she was in before the bankruptcy was filed.
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