St Louis, MO asked in Personal Injury for Missouri

Q: I was pushed from behind, fell and sustained a serious injury. Does homeowner's or renter's insurance apply?

Thats about as simple and straight forward as it is: the tenant pushed me off the porch, and I sustained a very serious broken foot. There was no argument: I was leaving the house and he pushed me. The police and ambulance arrived within minutes.

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1 Lawyer Answer
James P. Deffet
James P. Deffet
  • Smithville, MO
  • Licensed in Missouri

A: The answer to your question is in the insurance contract itself, that is, the policy. Many contracts attempt to deny coverage for an intentional act. If it was simply a negligent act and not on purpose there is probably coverage. Even if there is no coverage under the liability portion of the insurance policy, there still is very likely coverage under a medical payments portion which would cover medical bills and possibly lost wages. I would advise that you discuss the situation with a lawyer before you go much further.

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