Q: What is "MMI"? I was recently in a car accident and the other driver's insurance company kept referring to MMI.
A: "MMI" stands for "maximum medical improvement." Essentially, an injured person reaches MMI once additional medical treatment will no longer improve his or her injuries. In the context of an accident, we always hope that MMI means you have returned to your pre-accident state. When you sustain permanent injuries from an accident, MMI usually means that your injury is "as good as it will get." Insurance adjusters assigned to a personal injury claim are generally interested in MMI because the full scope of one's damages cannot usually be determined until one reaches this point. Therefore, it is important that you follow your health care provider's advice and continue treatment until you reach MMI and are cleared. You may benefit from speaking with a local personal injury attorney about your medical status before giving any statements to an insurance adjuster.
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