Asked in Estate Planning for Puerto Rico

Q: Diferencia entre seguro de vida y herencia?

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1 Lawyer Answer
Lcdo. Ivan M. Alers
Lcdo. Ivan M. Alers
  • Licensed in Puerto Rico

A: En general, en P.R la herencia comprende todos los bienes, derechos y obligaciones de una persona, que no se extinguan por su muerte. Por su parte, el "seguro de vida" es un contrato y se pagará a aquel designado en el contrato. No es parte de la herencia. Sin embargo, el viudo o la viuda podría tener un crédito por el dinero pagado por primas a la póliza de seguro con dineros de la sociedad legal de gananciales.

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