Q: What can a summary judgement do to me on a bill under 10,000
A:
With a judgment, a creditor can seek to execute (collect) the judgment. Assuming this is in NC, the creditor must first serve you with documents called a "notice of rights to have exemptions designated" and "motion to claim exempt property." These documents are very important. If you receive them, get some legal help from me or another lawyer so that you can fill them out properly.
If you ignore these documents or fill them out improperly, the creditor will possibly be able to seize any assets that you solely own which are owned free and clear. The creditor can seize your bank account, even if you bank with another person, unless you get exempt income, like Social Security. However, if you have a joint account and get exempt income but the other account holder does not, then you will lose the exemption. So if you receive these papers, get some legal help. I can assist for a reasonable fee; please contact me at rachelforjustice@hotmail.com if interested.
A:
With a judgment, a creditor can seek to execute (collect) the judgment. Assuming this is in NC, the creditor must first serve you with documents called a "notice of rights to have exemptions designated" and "motion to claim exempt property." These documents are very important. If you receive them, get some legal help from me or another lawyer so that you can fill them out properly.
If you ignore these documents or fill them out improperly, the creditor will possibly be able to seize any assets that you solely own which are owned free and clear. The creditor can seize your bank account, even if you bank with another person, unless you get exempt income, like Social Security. However, if you have a joint account and get exempt income but the other account holder does not, then you will lose the exemption. So if you receive these papers, get some legal help. I can assist for a reasonable fee; please contact me at rachelforjustice@hotmail.com if interested.
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