Q: Is my husband automatically my power of attorney or must I appoint him?
A: You must appoint him. Otherwise, he has no authority to act for you when it comes to finances. For healthcare, you would make your own decisions if you are competent. If you are not competent and it was an emergency, perhaps your spouse could act but he would have to get guardianship papers. It would be better for you to sit down with an estate planning or elder law attorney and have your will, health care and financial powers of attorney and living will drafted. Your husband needs to have the same.
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