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Questions Answered by Peter N. Munsing

1 Answer | Asked in Car Accidents and Insurance Defense for Missouri on

Q: Do I have to pay taxes on a new vehicle that was totaled before I can file an insurance claim?

I was in an accident that was the other party's fault and my was totaled. The accident occurred two weeks after I purchased the vehicle. I had a loan out on the vehicle and I didn't have the title yet. I was told by the other party's insurance that they did not need my assistance and that they... Read more »

Peter N. Munsing answered on Jul 11, 2019

in most states the taxes are part of the property damage settlement. If they are at fault and car is totaled, chances are it was a big hit and you were hurt. The other side isn't caring for you. Contact a member of the Mo. Assn for Justice for the county where it happened. They give free consults.

1 Answer | Asked in Car Accidents for Washington on

Q: I dont have Insurance but the guy who backed into me does. He was at fault . What can I do ?

He stated that since I didn't have Insurance he did not have to give any ins. Info out. But I still got his Lic. ID and vehicle plate. Then he drove off.

Peter N. Munsing answered on Jul 11, 2019

He's full of hot air. File a police report. They'll reach out and touch him.

1 Answer | Asked in Car Accidents for Georgia on

Q: Going to court for striking a fixed object, will the judge/court order a drug test? I left the scene

Peter N. Munsing answered on Jul 11, 2019

No, but leaving the scene could be a problem. I would turn the damage over to your insurance if you did the damage, make sure the person is paid, pay a fine if it it's not for leaving the scene. If it is please get yourself an attorney who handles traffic court. Leaving the scene is a serious... Read more »

1 Answer | Asked in Car Accidents for Mississippi on

Q: How long can you drive in the turning lane in the center of road in mississippi before getting to the light

People tend to get in the turning lane to pass traffic at a light instead of waiting till they get closer to the intersection to enter it at what point can they enter the turning lane legally

Peter N. Munsing answered on Jul 11, 2019

I believe it's 63-3-603 and that says only in the turn lane when ready to make the turn. That doesn't mean immediately but it doesn't mean a block before.

1 Answer | Asked in Car Accidents and Personal Injury for New Jersey on

Q: I was injured in an auto accident on January 7, 2019, It was clearly not my fault, as indicated in the police report.

The other driver's insurance company has been contacting me nearly every week to settle the matter for $3,000. He tells me that I do not have much time left. I have a spinal cord injury which, although not too serious, has left me in pain to this day. What should I do and how much time do I have... Read more »

Peter N. Munsing answered on Jul 11, 2019

If you have a wreck and it happened in 2019, this year, you have 2 years so the guy was full of baloney.

Contact a member of the NJ Assn for Justice. If you don't have the names of any, let me know by phone and I can put you in touch with some.

1 Answer | Asked in Car Accidents for Georgia on

Q: If I’m stop and get hit in the back which makes me hit the person in front of me is that in violation with code 40-6-49?

Peter N. Munsing answered on Jul 11, 2019

If you were hurt contact a member of the Ga. Trial lawyers Assn.

You should turn any claim the car in front makes to your insurance even though you are not at fault.

The car behind is responsible. Don't worry about code sections. Worry about your taking care of the fallout.

1 Answer | Asked in Insurance Bad Faith, Insurance Defense, Products Liability and Car Accidents for Indiana on

Q: My insurance company wants to total my car, i was not at fault. Can i ignore this and pursue at fault party insurance?

I was at work when our job security ran into my parked vehical, it all on surveillance. We went through the usual insurance swap, police report, inform my insurance of the accident. I was unable to reach anyone in the at fault party insurance, so my insurance offered to reach out to get info and... Read more »

Peter N. Munsing answered on Jul 11, 2019

Either insurance can pay for the cost of fixing the car or the total loss value, it's their option. If you think it can be fixed you can buy it back for the salvage value, but then youget a "junk title" --and if you find out because of alignment or other problems it's not really a fixer, it's on... Read more »

1 Answer | Asked in Car Accidents for Tennessee on

Q: I have a charge of financial response 55-12-139 .. If I show that I have gotten ins. Since my car wreck

what are the odds

Peter N. Munsing answered on Jul 11, 2019

Better but the problem is it won't cover you for the damage to the other vehicle. If there was no damage to someone else not a problem. If you were hurt and it's not your fault, contact a member of the Tenn. Assn for Justice in the county where it happened--they give free consults.

1 Answer | Asked in Car Accidents for Iowa on

Q: What options are there for an individual who was involved in an auto accident but had no insurance at that time?

Peter N. Munsing answered on Jul 11, 2019

If you were at fault and facing a big claim, talk to a bankruptcy attorney unless there were no injuries and only minor damage to the car.

If you were not at fault, contact a member of the Iowa Trial Lawyers Assn or Iowa Assn for Justice for the county where it happened--they give free...
Read more »

1 Answer | Asked in Car Accidents, Wrongful Death, Criminal Law and DUI / DWI for North Dakota on

Q: What is the likely hood of getting a leaving the scene of accident dropped down, to next to nothing?no injury, parked.

I have a class A CDL and it is my primary source of income.

the car was parked and i wasnt sure I hit it, i drove away. no one was injured

they already issued a warrant and I paid 750 cash bond

Peter N. Munsing answered on Jul 11, 2019

see my answer to the duplicate question.

1 Answer | Asked in Car Accidents for North Dakota on

Q: Q: What is the likely hood of getting a leaving the scene of accident dropped down, to next to nothing?no injury

no injury, parked.

I have a class A CDL and it is my primary source of income.

I bonded myself for $750 already, but I’m pretty sure my CDL is at risk, no injury, parked.

I have a class A CDL and it is my primary source of income.

Peter N. Munsing answered on Jul 11, 2019

So it's worth it to get with an attorney who handles traffic cases in the county where your case is. One issue will be was the damage taken care of. Second is what the law requires-=you may have an argument that you were not required to stop. But talk to a lawyer, in person, not trying to get your... Read more »

1 Answer | Asked in Car Accidents for North Carolina on

Q: Liability for a car crash in construction zone

Peter N. Munsing answered on Jul 11, 2019

There's no question here.

1 Answer | Asked in Car Accidents for North Carolina on

Q: What happens when you go to trail for careless operations

Peter N. Munsing answered on Jul 11, 2019

You can wind up with a penalty and possibly damages. Contact an attorney who handles traffic cases in the county where you will have to appear.

1 Answer | Asked in Car Accidents and Consumer Law for North Carolina on

Q: Took my 2002 vehicle to the auto repair shop and they created a car fire inside the car. Can I sue for more than value?

It's a 2002 Acrua RL with 129000 on it and in great shape. Their insurance wants to only give me Kelly Blue Book value for the car. The shop caused the fire inside of the car and admitted it. Now they want me to settle and I don't agree because I would have to purchase another car and make... Read more »

Peter N. Munsing answered on Jul 11, 2019

Generally, in most states they only have to give you the retail value of the vehicle---even if that won't buy you what you lost. Check if that is so by contacting a member of the NC Assn for Justice--they give free consults.

1 Answer | Asked in Car Accidents for Nevada on

Q: what do I do if the other persons insurance doesn’t help me get a new car after a total loss when they’re at fault?

My car was only 4 months old, a 2019 Honda Civic with only 3400 miles on it

The other person was at fault and the insurance has admitted they’re at fault

I have gap insurance but I’ll be left without a car

Peter N. Munsing answered on Jul 11, 2019

What you do is that you thank yourself for having gap. If you were hurt in the wreck you have an injury claim and should pursue it--contact a member of the Nv. Assn for Justice in the county where it happened--they give free consults.

1 Answer | Asked in Car Accidents on

Q: Am I responsible for an accident broken window in a parking lot

Hi I was in the mall parking lot and somehow kicked a rock and broke the back window of a Chevy equinox that was 5 feet away , the rear window shattered outwards .. I now read this is common due to heat ... I waited around and talked to the owners and now they went to the cops and want me to pay... Read more »

Peter N. Munsing answered on Jul 11, 2019

When you say you kicked a rock--do you mean your car kicked it out or you kicked it with your foot? If you did, it's not a "somehow" --that's going to be believable, because you would have had to be winding up to get enough velocity to break a window.

Windows don't shatter due to heat...
Read more »

1 Answer | Asked in Car Accidents and Employment Law for Texas on

Q: I worked for car dealer and they let me use the cars in the lot. On Sunday I got hit, little damage

on the right front fender (I was not a the scene,found it like that). I got fired and now he wants to withhold my commission from a two car sales last week? If this is legal, how can I make sure he is not overcharging for the repair and adding extras to the damage?

Peter N. Munsing answered on Jul 11, 2019

Contact a member of the Texas Trial Lawyers Assn who handles employment matters. It's not legal to withhold pay. If the fender damage was not your fault tell him his dealer insurance should cover.

If fired you can collect unemployment as you would contest his saying it's for "good cause"...
Read more »

1 Answer | Asked in Car Accidents for Georgia on

Q: CAN I FILE A CLAIM FOR AN ACCIDENT THAT HAPPENED 30 DAYS AGO FOR DAMAGES TO MY CAR?

Peter N. Munsing answered on Jul 11, 2019

Sure. The statute of limitations is well over that. The 30 days is the time within which companies have to resolve property damage claims if their insured is at fault.

However, if you were hurt in the collision, you should consult a member of the Ga. Trial Lawyers Assn--they give free...
Read more »

2 Answers | Asked in Car Accidents for Georgia on

Q: If I am driving down the turning lane and someone pulls out of a store and hits me am I at fault?

Peter N. Munsing answered on Jul 11, 2019

Depends on where you and they are, who is doing what, but generally the person on the main roadway--including turning lanes--has the right of way over someone pulling from an alley or a private driveway. If you were hurt contact a member of the Ga. Trial Lawyers Assn in the county where it... Read more »

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3 Answers | Asked in Car Accidents, Libel & Slander, Personal Injury and Civil Rights for California on

Q: I would like to know if a driver is at fault for hitting a pedestrian turning out into traffic.

I am a 17 year old son of a mother who had recently been in a collision with a minor on a bike. The minor turned in front of her vehicle -while she turned into the lane she had waited legally for traffic to allow- from the blind spot made by an adjacent vehicle the minor was biking next to. The boy... Read more »

Peter N. Munsing answered on Jul 11, 2019

Traffic reports aren't dispositive, especially where both vehicles are moving.

A bicycle has the same rights as a vehicle in most states. Depending on who was at what point and at what time in the sequence can determine which operator owed the other a certain duty of care.

As the...
Read more »

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