Q: Filed BK CHAPTER 7 decided to keep the house but the bank in not reporting my payment to the credit agency because on
Tried to refinance but the bank refused because the BK
A: If you filed chapter 7 and did not reaffirm the mortgage loan, bank is not required to report the payment to the credit agency.
I understand, bank you had contacted refused to refinance, however, you can continue to search for lender, who would be willing to refinance, despite of fact, your payments are not reported to the credit agency.
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