Q: How do I reply to a court summons, and/or do I need to if I am setting up a payment plan with the attorney suing me?
The debt is for $2000.00. If it came to a default judgement, which I am trying to avoid, could they go after my spouses assets? I own nothing, his name is on the house, cars, etc.
A:
If you fail to respond to a summons and complaint, a default judgment can be obtained against you. If you are negotiating a payment plan with an attorney, see if the attorney will give you an extension of tome for your response until the repayment agreement has been finalized. When that occurs, the attorney should dismiss the lawsuit unless you and he agree that he can get a judgment against you, and that he will not execute on the judgment as long as you abide by the terms of the repayment plan.
Assuming you live in Colorado, your husband is not liable for your debts.
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