Denver, CO asked in Real Estate Law for Texas

Q: Spouse is illegal resident can we still purchase a home?

In the process of getting my husbands recidency we have been leagally married 5 years. I have spoken to 3 different brokers and been told 3 different things. I was told we could not get an FHA because of his status, we could get an FHA but I had to have a minimum of 2yrs at my current job, and I could get an FHA but when signing the deed we both had to sign and provide valid government ID's. (Reseach I've read says the seller signs the deed not the buyer and even if the buyer is requested to sign the deed it is done in front of a notary, also my husband has a valid Mexico passport which is acceptable by a notary). Beyond confused I just want to purchase my first home.

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1 Lawyer Answer

A: Yes. There is no requirement in Arizona that requires parties to be legal residents in order to purchase a home. However, if you are applying for a loan to purchase the property, then the lender may impose certain conditions before extending a loan. If you do not understand your mortgage representatives explanation of your lender's requirements, you may want to seek explanations from other mortgage brokers or agents.

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