Q: Spouse is illegal resident can we still purchase a home?
In the process of getting my husbands recidency we have been leagally married 5 years. I have spoken to 3 different brokers and been told 3 different things. I was told we could not get an FHA because of his status, we could get an FHA but I had to have a minimum of 2yrs at my current job, and I could get an FHA but when signing the deed we both had to sign and provide valid government ID's. (Reseach I've read says the seller signs the deed not the buyer and even if the buyer is requested to sign the deed it is done in front of a notary, also my husband has a valid Mexico passport which is acceptable by a notary). Beyond confused I just want to purchase my first home.
A: Yes. There is no requirement in Arizona that requires parties to be legal residents in order to purchase a home. However, if you are applying for a loan to purchase the property, then the lender may impose certain conditions before extending a loan. If you do not understand your mortgage representatives explanation of your lender's requirements, you may want to seek explanations from other mortgage brokers or agents.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.