Middlesboro, KY asked in Car Accidents for Kentucky

Q: Was passenger in full coverage vehicle covered by farm burea ins. Hit by coal truck ins. by another ins. Both KY vehi

Coal truck @ fault. I don't own a vehicle. Recieved questionare from ins. adjuster. ? have I filed a written refusal to consent to limitations of my tort rights & liabilities as provided in KRS 340.39. No I have not. Should I?

Related Topics:
1 Lawyer Answer
Benjamin "Tom" T.D. Pugh
Benjamin "Tom" T.D. Pugh
PREMIUM
Answered
  • Personal Injury Lawyer
  • Covington, KY
  • Licensed in Kentucky

A: It sounds like you have what is called a PIP application. The car you were traveling in is covered by Personal Injury Protection (PIP) insurance, which covers the first $10,000 of medical bills, and a small portion of any lost wages. If you have injuries, I would speak with a personal injury attorney, as it gets complicated. The coal truck's insurance carrier will handle any pain and suffering award, plus anything that exceeds the PIP coverage. First things first, get your PIP application in so you can have your doctor's visits and hospital visits covered. Then, I would strongly recommend speaking with a personal injury attorney. I hope this helps.

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.