Q: Unemployed and being sued for a 4500$ car loan. Nothing of value to sell, would they allow me to work it off?
I got a letter in the mail from the supreme court for a car loan I had years ago. I was having financial trouble and called them to take the car back, under the impression everything was settled. Until last week I got this letter- there is no court date listed just a requirement to respond or judgement will be filled against me. I just lost my job about two months ago and unemployment office is still reviewing my case. Thankfully income tax has covered the most important bills but otherwise I'm broke, having sold all items of value over the last few years trying to get through other financial difficulties. I don't know what to do.. I've had no luck getting a job and I can't ask my family for any more money. Is there any chance they might be willing to let me work off the debt?
A: I sincerely doubt that they would be willing to let you work off the debt. You needed to go have a full discussion with a local attorney at the time you asked this question.
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