Q: My x husband is filing chapter 7 and we have 2 cars in both names which he is adding them to debt. If both cars go back
Will it show bankruptcy on my credit.
A:
His bankruptcy should not show up on your credit reports. However, when the cars are repossessed, the repossession of each of the vehicles will show on your credit reports and the fact that the promissory notes are in default and in collection will show on your credit reports unless you make the payments on the loans and keep the loans current.
If the divorce decree required your ex to pay each of the lenders, then your ex-husband's bankruptcy discharge will discharge his obligation to pay the lenders, but the chapter 7 discharge will not discharge his obligation to you to pay the debt.
You should contact the attorney that represented you in your divorce. If you were not represented in the bankruptcy, then you should contact a family law attorney about filing a contempt action in the court that granted the divorce. If the family law attorney does not understand the fact that you can pursue the contempt action, contact and experienced bankruptcy attorney for further assistance.
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