Pittsburgh, PA asked in Bankruptcy for Pennsylvania

Q: can you clear a lien through a chapter 7

I have a judgement on my home can it be cleared off with chapter 7 bankruptcy chapter 7

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1 Lawyer Answer
Robert Gambrell
Robert Gambrell
Answered
  • Bankruptcy Lawyer
  • Hernando, MS

A: If 100% of your equity is exempt under Pennsylvania law, you should be able to avoid the lien under § 522(f) of the Bankruptcy Code. However, you should take the time to meet with an experienced bankruptcy attorney that handles chapter 7 and chapter 13 cases since sometimes a chapter 13 ends up being your best option even though a client thinks that chapter 7 is what he/she needs. Most attorneys will meet with you at no charge for the initial appointment. You can use the Justia "Ask a Lawyer" link at the top of this page to search for an attorney.

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