Q: Do I have to disclose total loss check in chptr 7 if no lien
A: Sorry, but all I can make out is that you are considering filing a Chapter 7 bankruptcy petition, and you want to know if you need to put something in the schedules and statements which must be filed. I can't figure out what "total loss check" means. If a creditor has no lien on any particular asset, you would schedule that debt as unsecured.
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