Q: Are they past the statute of limitations?
I just got a call from a "collection agency" that said that I owed $888 for a credit card from 2003 that I had allegedly been paying until 2010? I don't remember it and don't have any records. They would not provide me any other details. Do I need to worry? Do I need a lawyer?
It looks like there is a 5 year SOL on contracts in Arkansas: http://research.lawyers.com/arkansas/arkansas-statutes-of-limitations.html
It is always best to at least have a full discussion with a local lawyer when you have legal questions and problems.
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