Chad Silver's answer If there was judgment on the balance owed against you it would be very difficult and costly to dispute. The smartest way to handle that would be good tax planning to ensure you have no refund coming back at the end of the year for the creditor to intercept. If you can ensure the tax withholding from your pay-stubs are proper along with estimated tax payments, it is likely no money can be intercepted.
Peter N. Munsing's answer In most states the answer is yes. Assuming you were responsible, you want to consider looking at the damage evaluation and figuring out a payment plan. Or you can consult a bankruptcy attorney but the interesting point is I've heard of cases where the debt is erased but because of the way the law and regulations are written the person still has the suspension! (I have not heard of such cases in Arkansas, but chances are an Arkansas lawyer has). Look for an attorney for the county that would...
John Espinosa's answer This question doesn't belong in any of these categories. You may have a civil cause of action for defamation. You should consult with a litigation attorney who specializes in defamation. Here is some more information about defamation: https://www.nolo.com/legal-encyclopedia/defamation-law-made-simple-29718.html
Stefan K. McBride's answer Arkansas is not a community property state, but that doesn't change the answer to your question. If her name is not on the car note, she cannot be held responsible for that debt unless the divorce judge makes her responsible. Even in that case, the only person the financing company can come after is the husband. In that case, he might take her to court for contempt for not paying for the car.
Brandon M Haubert's answer You can claim some of your property as exempt from judgment creditors. If your property is does not fall with the judgment creditor exemption, then you may want to file bankruptcy to protect it. In either case, you may want to talk to a lawyer about your situation.
Don Spears' answer If the sum is not really large, you may be able to file in small claims court in your city or county. Hopefully, you have some evidence that the money was given and there was an intention of paying it back. You should contact a local attorney so that he can go over what evidence of the debt you have and discuss with him what your chances are of getting the funds returned. Many attorneys charge a nominal fee for a consultation of this type.
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