Q: The car that I bumped into insurance company called me. Should I speak with them?
I was recently in a car accident (rear end collision) where we were stopped at a light and this car rear ended me which caused me to bump into another car that was in front of me. At the end of it all, the police stated that the car that hit me was at fault of the accident and they gave him a ticket. The only thing is, is the driver of that car did not have a driver's license and he was not the owner of the car. I have never been in a car accident, so I am not sure what to do. I have already contacted my insurance company as well as the owner of the car who was at fault insurance company to file a claim as well as get an estimate.
A: No, you should not speak directly to the insurance company, your lawyer should do all the speaking for you. At this point both applicable policies are looking for a reason to not pay you. You should seek medical attention immediately and content a lawyer after. These types of cases are handled on a contingency feee, meaning that you don't pay a dime unless the attorney receives a favorable settlement for you. Depending on the attorney they may also handle the property damage.
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