Q: Being sued in small claims by a debt collector. Can I ask for copies of bills without resetting the clock?
I am not sure of the debt being disputed, and I'd like to know exactly what this company is trying to sue for. But I'm worried that if I call them and ask for copies of the bills, will that be considered acknowledging the debt, and allow them to reset the clock? Or is it just considered discovery?
A: Yes. Demand verification of the debt. DO NOT make any payments or offer to compromise the debt, because that could reset the clock.
A: Demand validation of the debt. That is your right, and it does not toll the statute of limitations.
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