Q: Does filing medical bankruptcy prohibit us from getting a home loan?
A: As a legal matter, bankruptcy does not prevent you from getting a mortgage. However, mortgages are not a right and a lender can choose to not extend credit to you (or charge a higher rate based on your credit risk). In short, you will have trouble finding a loan, but you can theoretically get a loan. Many lenders want several years of solid credit before offering loan--some lenders may actually prefer a loan application before the 8 year bar on re-filing for bankruptcy. Note, it is very unlikely that any lender will offer credit if a Chapter 13 bankruptcy is still in progress (i.e. wait until final discharge).
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