Q: I want to know if I would get into trouble if I cash this insurance claim check.
I was in an accident in 05/2015 when a guy totaled my car. He was under insured and he hit me into 2 other vehicles. My insurance said that I had under insured coverage and they would pay me and seek reimbursement from his insurance company. My insurance paid me for damages however, in May of 2016 I get a letter from his insurance company asking me to sign a release for the amount of reimbursement for damages to my car, having it notarized. I did and now his insurance company is sending me a check. Will I get into trouble for cashing that check when I receive it?? Like would I owe my insurance company or get actually charged with something?
A: If your insurance paid you for the damages then you shouldn't have signed for a release for damages. If your car was totaled you may have a claim for your injuries. I suggest you contact a member of the NJ Association for Justice--they give free consultations. If you need the names of some attorneys let me know.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
