It sounds more like a legal research project than anything else. If, this is not legal research, then consult an experienced bankruptcy attorney.
I continue to get statements showing I owe more than $50k to bring the mortgage to date, that the bank assigned a flood policy and hazard policy to the mortgage, resulting in exorbitant fees, and that my property taxes are many quarters overdue. The house was badly damaged in a hurricane (Sandy)... Read more »
First of all, if you were represent by a bankruptcy attorney, you should contact the attorney. Second, there is a big difference between whether a bankruptcy was closed or discharged. If you got a discharge, then that is the end of your financial liability. Third, a property manger is someone who... Read more »
Home improvement contract. I cancelled two days after signing (within the 3 day period). Contractor already cashed my check. How long do they have to refund me my money?
The refund should be made promptly, if you provided proper written notice of the cancellation. It is extremely rare for a home improvement contact to be legally valid in the State of New Jersey. You should discuss this situation with an experienced civil litigation attorney. With state-of-the-art... Read more »
I want to start a small embroidery business and a common way to make designs is to buy them off of sellers on etsy. Would I be able to sell products with their designs?
You would need a license to avoid copyright infringement.
I’m in the works of a clothing business and want to know what steps I need to take in order for the name to be secure? I want the brand name safe from being taken. Also curious if there’s a way to copyright it, or whatever the proper terminology is, before launching the business?
You are going to need to retain an experienced law firm that practices all aspects of Intellectual Property and corporate structures so that all aspects of your business and your assets are safe and secure.
me because it's not in the divorce decree so I'm no longer the beneficiary. Is this true or can something be done?
Nothing can be determined without a review of the divorce decree and a copy of the policy.
Dealer said the vehicle had “ thousands of extras added” . They said they would try to find another car.
Since there was no signed formal contract and you did not pay for the vehicle, there was nothing to prevent the dealer from selling it to anyone else. This is a common practice among car dealers, which is completely legal. Realistically, whenever you go to purchase a car, or any other vehicle, do... Read more »
Getting the payment and apply for an unemployment can affect me getting a new working visa in the future??
Thank you
Yes, that could negatively affect your obtaining a work visa.
I’m getting help through legal aid but the assistant that is helping me Asks me repeatedly for my snap amount and if I’m receiving any type of gov’t assistance and today I received a monthly expenses sheet to fill out and it seems she added a question herself which states amount I spend on... Read more »
When you file for bankruptcy, all your income and expenses, assets and liabilities must be disclosed.
I can’t afford the mortgage by myself. I have a sibling that lives There and pays nothing. Now that my mom is gone refuses to pay anything.
I am sorry to learn of your Mom's passing. I know exactly what you went through. What you are going to need to do to solve this problem is to bring a partition action to enable a sale of the property. If your mom past without a will then you will need a Probate attorney in addition to a civil... Read more »
Im looking for Specific information on Chase Bank & Select Portfolio Servicers that pertains to Wrongful Foreclosure Practices
Motions are not usually won or lost on oral argument. You need to retain an experienced GA mortgage foreclosure defense attorney to represent you. You are emotionally involved and trying to go up against the experienced attorneys for Chase and or their servicer SPS would be a grave mistake. From... Read more »
He’s an NYC police officer. I work in a hospital and going to school for Nursing I also have 2 US children from a previous relationship does that affect our case in any way?
This is not a complex case, but like any other immigration matter, you really need to be represented by an attorney.
The property will be sold at sheriff sale, when it is scheduled for sale. There is no way of knowing who will be able to purchase the property, but what you also need to know is that you really need to file a Chapter 7 Bankruptcy to eliminate this debt and others. Right now with state of the art... Read more »
Yes, by doing so the Statute of Limitations is reactivated.
I choose a career in law because I was not cut out to be a doctor. It is also the most appropriate profession for me as a person.
Can one parent deny the other parent parenting time because of the virus if the other parent has been acting responsibly?
There is an insufficient factual basis to determine the answer to your question. You really need to have a virtual consultation with an experienced NJ matrimonial attorney. I have asthma and underlying health conditions, but I take the proper precautions and I am able to handle a great deal of... Read more »
Do I need a lawyer if my mortgage company accepted the terms for a loan modification but they foreclosure has yet to be formally discharged
Yes you should retain counsel to examine everything. Mortgage companies typically do a trial modification prior to granting a permanent modification. So retaining an experienced mortgage foreclosure defense attorney to review everything and make certain that this matter is resolved properly is an... Read more »
You really need to retain an experienced civil litigation attorney to represent you, otherwise you will be at an extreme disadvantage. If it was your insurance company, then contact them and request it.
what's NJ's initial tax authorization notice? I didn't ask for escrow account for property tax or proper insurance.
Use of initial tax authorization notice (a) An Initial Tax Authorization Notice (ME-1) shall be used by all mortgagees, servicing organizations, or property tax processing organizations establishing or maintaining mortgage escrow accounts as the initial authorization by a mortgagor to the tax. You... Read more »
I'm in the process of starting Chapter 7 and will be receiving help from nonprofit organization that provides legal services to low income individuals. I was assigned a lawyer but because of COVID-19 was not able to meet and give the packet of information they sent me to him. Another... Read more »
No one here can provide a precise answer to your questions, and despite the COVID-19 pandemic you can still send your bankruptcy information packet to the attorney. Your bankruptcy cannot start until your attorney files the petition with the Court, which can be done electronically. Since you have... Read more »
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