Q: If a tree on my property falls on my neighbors house through natural causes, am I liable for damages to his house?
A: Generally, you are responsible for the damage caused by your tree if you knew there was something wrong with the tree but failed to take corrective action. If an act of God caused the tree to fall AND a reasonable person would be unaware there was something wrong with the tree, then generally you are not responsible for the damage caused (your neighbor's homeowners insurance would be the best bet to cover it). This is general advice and should not be taken as gospel in your case because I do not know all the facts of the scenario. Have you considered calling an attorney to tell the story? Ask for limited representation if you do.
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