San Juan Capistrano, CA asked in Social Security for California

Q: I need to know why a portion of ssi back pay can't be saved for emergencies ? What if there are house or car repair ?

What if a family member, son, daughter, grandchild, or friend is living in another is ill and you have to go there ? What if a storm makes the roof leak or you have to fix mold damage ? What if the car won't pass smog and needs 900. worth of done to pass, but you can't afford to buy another car ? What about natural disaster funds ?

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1 Lawyer Answer

Robert Martin Louque Jr

  • Social Security Disability Lawyer
  • New Orleans, LA

A: SSI is needs based and has strict asset and income restrictions. It might not be right that a person with SSI cannot save for a "rainy day," but that is how the law is written. You can be completely and totally disabled but if you do not qualify for SSDI and you have too many assets or too much household income, you do not get SSI.

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