Q: A relative has a judgement against him of $1902. He did not go to the hearing. I would like to help him.
The balance represents his co-pay for a portion of time he was in the hospital. I'm not a lawyer, but if his insurance paid their share, can he not pay his share? I would like to approach the collection attorney and attempt to negotiate a one time payment that is less than the total amount due. If they are not willing to reduce the amount, he can make a payment every month until it is paid off. Would he be liable for penalty or interest if he stretch it out? He lives in New York City
A: The settlements you propose are reasonable and done all the time. Call the lawyer who got the judgment and work it out. They will likely require your friend to be on the phone to verify his identity. You are not a lawyer, so you cannot represent him, although you can speak on a call where he is on also.
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