Get Free Answers From Experienced Lawyers!
I have liability insurance but no collision coverage, and my parked 2018 Hyundai Elantra was hit, with the at-fault driver's insurance (State Farm) declaring it a total loss. The settlement covers the outstanding balance on the car loan, leaving me with only $1,000, which isn't sufficient... View More
answered on Oct 22, 2025
I understand how frustrating it must be to deal with an insurance settlement that feels unfair, especially after losing a reliable vehicle and facing delays in communication and rental assistance. When your car is declared a total loss in New York, the at-fault driver’s insurance company must... View More
I have liability insurance but no collision coverage, and my parked 2018 Hyundai Elantra was hit, with the at-fault driver's insurance (State Farm) declaring it a total loss. The settlement covers the outstanding balance on the car loan, leaving me with only $1,000, which isn't sufficient... View More
answered on Oct 18, 2025
I'm sorry this happened to you. It sounds like a difficult claim, and the situation is not uncommon in situations where there is no first-party collision coverage and sole source of recovery is the other vehicle's liability coverage. State Farm won't generally reflect inconvenience... View More
I have liability insurance but no collision coverage, and my parked 2018 Hyundai Elantra was hit, with the at-fault driver's insurance (State Farm) declaring it a total loss. The settlement covers the outstanding balance on the car loan, leaving me with only $1,000, which isn't sufficient... View More
answered on Oct 20, 2025
Sorry to hear what happened to you. State Farm is only going to pay you the fair market value of the vehicle. As my colleague correctly advised, you can certainly take issue with their valuation. If State Farm refuses to budge, however, your only real alternative is to bring a lawsuit against the... View More
I need legal assistance with an insurance claim due to someone driving into my home, causing structural damage. Now, I'm being asked to leave my residence because it is considered unsafe, but I haven't received official documentation for this. My insurance company is trying to estimate... View More
answered on Oct 15, 2025
I'm sorry this happened to you. The short answer to your question about how to proceed would be to be persistent in requesting the paperwork you need from the carrier, whether in the form of certified mail, email, or other means. You would want to gather delay letters, denials, explanations of... View More
I won my case in May this year, and the court ordered the insurance company to pay me $35,000. However, the insurance company's attorney is still holding the settlement funds. I've reached out multiple times, and he mentioned a lien of $1,620, which I have addressed by sending an itemized... View More
answered on Oct 15, 2025
Sorry to hear what you're going through. As my colleague correctly advised, if you had a lawsuit which settled, enter judgment against the defendant for the settlement amount, along with costs and disbursements. Unless otherwise ordered by the court or agreed to by the parties, under New York... View More
My husband accepted a Section 32 settlement in New York State for his workers' compensation case. However, our private health insurance, Nova, is refusing to cover the costs of his hernia surgery, stating it's related to the initial workers' compensation claim, even though the... View More
answered on Oct 17, 2025
I understand how frustrating this situation must be, especially when you thought your husband’s health insurance would step in after the workers’ compensation case was settled. In New York, whether private health insurance must cover medical treatment after a Section 32 settlement depends on... View More
My husband accepted a Section 32 settlement in New York State for his workers' compensation case. However, our private health insurance, Nova, is refusing to cover the costs of his hernia surgery, stating it's related to the initial workers' compensation claim, even though the... View More
answered on Oct 13, 2025
I’m sorry you and your husband are going through this after already settling his workers’ comp case. Once a Section 32 settlement is approved, the workers’ comp carrier usually closes the claim, and private insurance should resume coverage for related care unless your policy excludes it.... View More
I'm worried that someone could misuse my fingerprint to commit a crime and make demands on me while I'm in jail. What steps can I take to prevent this and protect myself legally?
answered on Oct 17, 2025
I understand your concern and the stress that can come with being incarcerated, especially when you are worried about the potential misuse of your personal information such as your fingerprints. It is reasonable to want to know what protections exist and what you can do to safeguard yourself while... View More
I purchased Rogaine from a wholesale supplier registered in New York. I experienced negative effects due to the product and discovered it is counterfeit. I have evidence, including receipts, proving it was counterfeit. I haven't contacted the supplier yet. I would like to know how to proceed... View More
answered on Oct 22, 2025
I understand how frustrating and concerning this situation must be, especially after discovering that the product you purchased was counterfeit and caused you harm. Counterfeit health products can pose serious risks, and you are right to consider taking legal action against the supplier. In New... View More
I purchased a brand new boat directly from the manufacturer in Washington state, and it has several defects, including a cracked hull, defective alternator, and defective drive shaft. All issues are thoroughly documented. Can a New York state attorney bring a lawsuit against this Washington state... View More
answered on Oct 9, 2025
The short answer is yes, if the seller did business with you in NY. The problem is collection, as the company has no assets here, which means you have to bring the matter to a WA court anyway. Thus, I would sue in WA, unless the damages are high enough to get Federal court jurisdiction.
I purchased a brand new boat directly from the manufacturer in Washington state, and it has several defects, including a cracked hull, defective alternator, and defective drive shaft. All issues are thoroughly documented. Can a New York state attorney bring a lawsuit against this Washington state... View More
answered on Oct 9, 2025
A New York lawyer can only bring a lawsuit against a business in Washington if the company does business in New York or tries to sell products there; if everything happened in Washington, the lawsuit usually must be filed in Washington state instead, because the New York court will not have... View More
I purchased a vehicle on 9/15 from an out-of-state dealer and drove it home. On the way, the vehicle lost engine and throttle power. I had it towed to a garage where they informed me of a recall announced on 9/16 for a fuel pump control module failure. The dealer already sold my trade-in, and the... View More
answered on Oct 17, 2025
I am sorry that you are dealing with this frustrating and stressful situation. Buying a car only to have it fail on the way home is upsetting, especially when you later discover a safety recall that makes it unsafe to drive. In New York, you may have several potential avenues for relief depending... View More
I ate a hamburger today and got poisoned, which resulted in me being in the hospital. The doctor diagnosed me with food poisoning. I haven't contacted the restaurant yet, but I'm considering taking legal action or filing a complaint. What steps should I take next?
answered on Sep 15, 2025
Sorry to hear what happened to you. As my colleague correctly advised, seek the appropriate medical care for your condition and make a note of everything you ate in the week beforehand (foodborne illnesses do not necessarily manifest themselves within 24 hours of consumption). Without minimizing... View More
I ate a hamburger today and got poisoned, which resulted in me being in the hospital. The doctor diagnosed me with food poisoning. I haven't contacted the restaurant yet, but I'm considering taking legal action or filing a complaint. What steps should I take next?
answered on Sep 23, 2025
I am sorry to hear about your hospitalization and the pain and stress this situation has caused you. Foodborne illness can be frightening and disruptive, especially when it requires immediate medical attention. It is understandable that you want to know what legal options you may have to hold the... View More
I have been living in my apartment for 14 years with electricity included in the rent. Without my knowledge, my landlord opened a Con Edison account in my name. I don't have a written lease agreement, and I haven't received any prior communication from my landlord or Con Edison regarding... View More
answered on Aug 31, 2025
You could inform ConEd that the account was opened in your name by a person misusing your identity and without your permission. ConEd may close the account. That could turn off the electricity.
You could demand a lease. The landlord could demand that you now pay for ConEd.
I received an email from a law firm about being included in an AT&T data breach class action lawsuit. I never hired this firm. The email outlines options to file a claim, opt-out, or do nothing. I have been an AT&T customer and there are specified deadlines mentioned. Can this law firm... View More
answered on Aug 22, 2025
This is a normal procedure for class action lawsuits and nothing to worry about. The court has ordered that anyone who might be affected by the data breach should be contacted by the lawyers, and has authorized the lawyers to conduct the class action on behalf of that entire class of people. You... View More
I discovered that someone openly talked about me and my personal matters in a family and friends' chat room without my consent. This has led to online threats against me, and I've also experienced unauthorized charges on my bank account. I believe this was done to instill fear and keep me... View More
answered on Aug 19, 2025
I am sorry you are experiencing this situation. Having your personal information shared without your consent and then facing threats and financial harm can be frightening and overwhelming. New York law does provide protections when private information is disclosed in a way that causes harm,... View More
I am a victim of identity theft as my signature was used without my consent on an Affidavit of Sole Heirship in Queens Surrogate's Court by my estranged mother or grandmother in connection with my parents' divorce. The forged signature was used to facilitate the concealment of marital... View More
answered on Aug 5, 2025
I understand how upsetting it must be to discover that your identity and signature were allegedly used without your consent in legal proceedings, particularly when this may have impacted both estate matters and divorce-related property division. In New York, forged signatures on court documents can... View More
Every time I went to the doctor's office, they told me my co-pay was $0. My insurance also confirmed I don't have to pay these co-pays. Now, the doctor's office is suing me for $1300 for these co-pays. Do I have to pay this amount, given that both the office and my insurance... View More
answered on Jul 26, 2025
I'm sorry this happened to you. To advise meaningfully, an attorney would probably want to see the terms of your insurance plan, and the policies of the doctor's office, and how visibly they were posted.
But here's a quick response that could hopefully help you resolve this... View More
I live in upstate New York and I’m customizing my 2021 Dodge Charger, which serves as both my daily driver and a show car. I plan to install amber lights for private property use, such as car shows and meetups. The lights will be on the grille, rear window, and near the license plate, with the... View More
answered on Jul 4, 2025
44.3 Amber lights.
(a) One or more amber lights may be affixed to a hazard vehicle as defined in section 117-a of the New York State Vehicle and Traffic Law.
(b) One or more amber lights must be displayed upon a hazard vehicle when such vehicle is engaged in a hazardous operation... View More
Justia Ask A Lawyer is a forum for consumers to get free answers to basic legal questions. Any information sent through Justia Ask A Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between Justia and you, or between any attorney who receives your information or responds to your questions and you, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask A Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises, or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.