Q: Should I tell creditors that I plan to file for bankruptcy? Any repercussions to letting them know ahead of my filing?
A: No. you should retain a competent bankruptcy attorney that agrees as part of the representation the attorney will field your calls. Then when a creditor calls you simply state that I am represented by an attorney. The attorney is handling my financial affairs please call the attorney at ________. My attorney has told me that by law I cannot speak with you nor you with me. Please call the attorney. Then hang up the phone.
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