Miami, FL asked in Personal Injury for Florida

Q: I was in a car accident - hit by someone running a red light. They determined he was at fault.

Does his insurance pay my medical bills?

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4 Lawyer Answers

Terrence H Thorgaard

  • Freeeport, FL
  • Licensed in Florida

A: Yes, to the policy limits.

Mitchell Feldman

  • Licensed in Florida

A: No. no fault insurance is your PIP insurance and that pays medical bans lost wages up to 10k usually.

The at fault driver, if has bodily injury coverage may eventually offer a settlement to pay for your injuries including past and future medical.

Seek advice of attorney and best not to negotiate on your own.

If you exhaust PIP then seek other insurance sources or ask about letter of protection to treat on contingency of recovery

A: Yes. His insurance is responsible for your medical bills.

Peter N. Munsing


A: I would suggest you discuss how to handle this with a member of the Fla Justice Association.While the car insurance will pay medical, you want to have something left from the injury part. If you are covered by PIP from another state, then that would pay your bills if under the law of your state it is primary.

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