Aurora, IL asked in Insurance Bad Faith for Illinois

Q: I was in a car accident and was not at fault. I am still waiting for my insurance payment.

It has been months - can I do anything to speed it up?

Related Topics:
2 Lawyer Answers
Steve McCann
Steve McCann
Answered
  • Insurance Claims Lawyer
  • Chicago, IL
  • Licensed in Illinois

A: Certainly, you can consult with an attorney immediately. Insurance companies will not take you seriously until you do so. Did you experience injuries as a result of the car accident, or was it simply property damage? If you experienced injuries, a personal injury attorney will assist you in all aspects of the recovery process, and will ensure you get the maximum recovery possible. Also, many of us will take the case on a contingency, so you will not have to pay anything up front, and we also offer free consultations, so it will not cost you anything to obtain a comprehensive professional opinion tailored to the specific facts of your case.

Robert D. Kreisman
PREMIUM
Robert D. Kreisman
Answered
  • Chicago, IL
  • Licensed in Illinois

A: Assuming you are awaiting payment from your insurer, I would write a letter, certified mail, to the insurance carrier, copy your insurance agent and then notify by copy of that letter demanding payment to the Illinois Department of Insurance. That should get the insurer's attention and get you your money. If that doesn't get you the results you want, I would call the Illinois Department of Insurance and ask about filing a formal complaint.

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.