Q: I was in a car accident and was not at fault. I am still waiting for my insurance payment.
It has been months - can I do anything to speed it up?
A: Certainly, you can consult with an attorney immediately. Insurance companies will not take you seriously until you do so. Did you experience injuries as a result of the car accident, or was it simply property damage? If you experienced injuries, a personal injury attorney will assist you in all aspects of the recovery process, and will ensure you get the maximum recovery possible. Also, many of us will take the case on a contingency, so you will not have to pay anything up front, and we also offer free consultations, so it will not cost you anything to obtain a comprehensive professional opinion tailored to the specific facts of your case.
A: Assuming you are awaiting payment from your insurer, I would write a letter, certified mail, to the insurance carrier, copy your insurance agent and then notify by copy of that letter demanding payment to the Illinois Department of Insurance. That should get the insurer's attention and get you your money. If that doesn't get you the results you want, I would call the Illinois Department of Insurance and ask about filing a formal complaint.
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